Invoice

From:

AI Global Media Ltd.
Ground Floor, Suites B-D,
The Maltsters, 1-2 Wetmore Road,
Burton on Trent,
Staffordshire,
DE14 1LS

[email protected]

VAT number - 100361775

Invoice Number AIGP-0506
Order Number 3515
Invoice Date 22 September 2022
Due Date 22 September 2022
Total Due £251.25
Billing address
[email protected]
Iaroslav BAKLAN
No. 5, 17/F Strand 50
50 BONHAM STRAND SHEUNG WAN
HONG KONG ISLAND
Hong Kong
Quantity Service Rate/Price Sub Total
1AI Guest Post
  • Brand: Wealth and Finance News (£125.00) £125.00
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  • Select Publication Date: 2022-09-27
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  • Article title: Online Short-Term Personal Loans Available Right Now
  • Article text: A personal loan is a short-term loan, which you can repay over a series of installments. It is a great alternative to traditional short-term loans, offering quick cash for enormously high-interest rates. With a personal loan, you’re entitled to pay the loan off early to free up income in your spending plan and possibly save on interest.

    Most short-term loans require proof of employment, a salary statement, a bank account, and a valid driver's license. Because there is often no collateral and the credit requirements are lower, these loans charge a higher interest rate (up to 400 percent) and may have other fees and penalties.

    Let’s dig deeper and explore what short-term personal loans are available, and if there’s any good option for you.

    [*subheading*]Definition [*endsubheading*]

    A short-term personal loan is a type of loan with little to no collateral and has a repayment term of less than a year. It may require supportive documents (such as employment proof or your credit card history), but in most cases, you submit an application and get your money within 24 hours.

    The short-term loans are offered for the maximum amount of $2,000, with repayment due in weeks. After the company reviews your application, it sends over the contract with the approved amount and interest rates. So, before you agree, you still have a chance to calculate how much you will have to repay.

    [*subheading*]Types [*endsubheading*]

    There are a few main types of short-term personal loans; they have different characteristics, terms, and fee structures:

    [*bold*]Payday loans [*endbold*]– the loan providing cash for borrowers, until they get their next paycheck. Let’s say you want a[*link https://triceloans.com/100-dollar-loan/ *] [*endlink*][*link https://triceloans.com/100-dollar-loan/ *]100 dollar loan today[*endlink*] – payday can do it! The only requirement might be proof of your employment with a salary statement. These loans need to be repaid quickly and painlessly – in another case, you'll be subject to high APRs and fees;[*bold*]Bank overdrafts[*endbold*] – a form of short-term loan, where customers can get temporary coverage of costs from their bank if the account lacks the necessary costs. In terms of repayment, these loans are similar to installment loans: a borrower will have regular, frequent payments over some time until the principal and interest have been repaid;[*bold*]Car title loans[*endbold*] – a type of short-term lending, that allows a borrower to use the vehicle as collateral. This is rather exclusion from defining short-term personal loans (which normally don't have collateral), but it's a perfect example if talking about the high-interest rate. If you’re late with payments, the interest charges mount, and the loan will cost you far more;[*bold*]Bridge loans[*endbold*] – are useful during real-estate transactions. For example, when you have purchased a new house, while the other property stays on the market. For this type of loan, you'll need an impeccable credit score; lenders also prefer borrowers with low debt-to-income (DTI) ratios.One of the other popular options for short-term loans is extending your line of credit with a credit union or a bank. It may improve your financial situation at a time, with no side effects. As a result, a higher credit line makes you more attractive for lenders.

    [*subheading*]Options [*endsubheading*]

    If you decide to apply for a short-term loan, consider the lenders, who don't charge penalties. In another scenario, you'll be demanded to pay additional fees if you want to close the deal before the agreed timeline. Isn’t that deeply unfair, that repaying the loan sooner might cost you more?

    Here’s the list of several companies, who won’t charge you for such “service”:

    [*bold*]Happy Money[*endbold*] – a loan provider with an innovative approach to lending. It offers personal loans, ideal for consumers, who want to save money. Happy Money consolidates high-interest rates, giving borrowers exclusive access to managing their finances more effectively. Be aware, that whilst there are no prepayment penalties, an origination fee of up to 5% may apply.[*bold*]LightStream[*endbold*] – the lender that offers some of the lowest interest rates on personal loans. Same-day funding is available, and there are no prepayment penalties or other fees. If keeping in mind that shorter terms of the loan come with lower interest rates, this makes LightStream a considerable option. And your best financial interest.[*subheading*]The Bottom Line [*endsubheading*]

    As a sum up for this story, we’d like you to reevaluate the purpose you have for a personal loan. Remember, that you can always ask your friend or family for some cash; do the buy now, pay later option; or simply sign up for a credit card.

_Brand: Wealth and Finance News (£125.00) £125.00
_Choose Your Industry: My website is not in any of the sectors listed below (standard)
_Select Publication Date: 2022-09-27
_Number of images/videos: 1 (£0.00)
_Media 1: Image or video?: Image (£0.00)
_Media 1: Upload image: unnamed.jpg
_Total number of words: 500-750 (£0.00)
_Do-Follow links: 1
_Article title: Online Short-Term Personal Loans Available Right Now
_Article text: A personal loan is a short-term loan, which you can repay over a series of installments. It is a great alternative to traditional short-term loans, offering quick cash for enormously high-interest rates. With a personal loan, you’re entitled to pay the loan off early to free up income in your spending plan and possibly save on interest. Most short-term loans require proof of employment, a salary statement, a bank account, and a valid driver's license. Because there is often no collateral and the credit requirements are lower, these loans charge a higher interest rate (up to 400 percent) and may have other fees and penalties. Let’s dig deeper and explore what short-term personal loans are available, and if there’s any good option for you. [*subheading*]Definition [*endsubheading*] A short-term personal loan is a type of loan with little to no collateral and has a repayment term of less than a year. It may require supportive documents (such as employment proof or your credit card history), but in most cases, you submit an application and get your money within 24 hours. The short-term loans are offered for the maximum amount of $2,000, with repayment due in weeks. After the company reviews your application, it sends over the contract with the approved amount and interest rates. So, before you agree, you still have a chance to calculate how much you will have to repay. [*subheading*]Types [*endsubheading*] There are a few main types of short-term personal loans; they have different characteristics, terms, and fee structures: [*bold*]Payday loans [*endbold*]– the loan providing cash for borrowers, until they get their next paycheck. Let’s say you want a[*link https://triceloans.com/100-dollar-loan/ *] [*endlink*][*link https://triceloans.com/100-dollar-loan/ *]100 dollar loan today[*endlink*] – payday can do it! The only requirement might be proof of your employment with a salary statement. These loans need to be repaid quickly and painlessly – in another case, you'll be subject to high APRs and fees;[*bold*]Bank overdrafts[*endbold*] – a form of short-term loan, where customers can get temporary coverage of costs from their bank if the account lacks the necessary costs. In terms of repayment, these loans are similar to installment loans: a borrower will have regular, frequent payments over some time until the principal and interest have been repaid;[*bold*]Car title loans[*endbold*] – a type of short-term lending, that allows a borrower to use the vehicle as collateral. This is rather exclusion from defining short-term personal loans (which normally don't have collateral), but it's a perfect example if talking about the high-interest rate. If you’re late with payments, the interest charges mount, and the loan will cost you far more;[*bold*]Bridge loans[*endbold*] – are useful during real-estate transactions. For example, when you have purchased a new house, while the other property stays on the market. For this type of loan, you'll need an impeccable credit score; lenders also prefer borrowers with low debt-to-income (DTI) ratios.One of the other popular options for short-term loans is extending your line of credit with a credit union or a bank. It may improve your financial situation at a time, with no side effects. As a result, a higher credit line makes you more attractive for lenders. [*subheading*]Options [*endsubheading*] If you decide to apply for a short-term loan, consider the lenders, who don't charge penalties. In another scenario, you'll be demanded to pay additional fees if you want to close the deal before the agreed timeline. Isn’t that deeply unfair, that repaying the loan sooner might cost you more? Here’s the list of several companies, who won’t charge you for such “service”: [*bold*]Happy Money[*endbold*] – a loan provider with an innovative approach to lending. It offers personal loans, ideal for consumers, who want to save money. Happy Money consolidates high-interest rates, giving borrowers exclusive access to managing their finances more effectively. Be aware, that whilst there are no prepayment penalties, an origination fee of up to 5% may apply.[*bold*]LightStream[*endbold*] – the lender that offers some of the lowest interest rates on personal loans. Same-day funding is available, and there are no prepayment penalties or other fees. If keeping in mind that shorter terms of the loan come with lower interest rates, this makes LightStream a considerable option. And your best financial interest.[*subheading*]The Bottom Line [*endsubheading*] As a sum up for this story, we’d like you to reevaluate the purpose you have for a personal loan. Remember, that you can always ask your friend or family for some cash; do the buy now, pay later option; or simply sign up for a credit card.
product_extras: Array
£125.00£125.00
1AI Guest Post
  • Brand: BUILD (£125.00) £125.00
  • Choose Your Industry: My website is not in any of the sectors listed below (standard)
  • Select Publication Date: 2022-09-27
  • Number of images/videos: 1 (£0.00)
  • Media 1: Image or video?: Image (£0.00)
  • Media 1: Upload image:
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  • Total number of words: 500-750 (£0.00)
  • Article title: What Is a Financial Diet and How to Stick to It
  • Article text: Are you looking for ways to lower your monthly bills and boost your bank account? You need to assess where you can trim your costs to take control of your finances again. Neither cutting back on calories is easy nor improving your spending habits and defining the areas you should work on.

    In order to stick to a financial diet, you need to re-evaluate your spending habits, change your budget, and even alter your mindset. Try the following strategies if you want to go on a financial diet.

    [*subheading*]What Is a Healthy Financial Diet?[*endsubheading*]

    Some people say they want to go on a financial diet. What does it mean? You can compare a financial diet with a regular diet. When you want to lose weight you cut calories. Similarly, if you want to save more money, you cut down on spending. This is the best approach for consumers who want to reach their long-term financial goals. When you urgently need to fulfill a cash need for a couple of weeks, you turn to [*link https://northnloans.ca/winnipeg-loans-online/ *]Winnipeg loans[*endlink*] and obtain additional funds.

    However, you need to have a financial plan if you want to be confident with your finances and achieve your goals. Sudden money-saving ideas may only have short-term outcomes. Ongoing and effective changes can be seen only if you change your mindset and work on your spending habits. Like dieting, you should create a plan for your spending and saving to have great results.

    [*subheading*]Strategies to Help You Stick to a Financial Diet[*endsubheading*]

    #1 Track Your ExpensesIf you want to lower your monthly spending, you need to have a budget. This is an important step for consumers who want to maximize their savings and achieve their financial goals faster. Many people know about the importance of having a budget. Yet, few of them actually write down one.

    You can utilize a written version or have an online spreadsheet. There are different budgeting apps available on the internet. Choose the one that works best for you. For instance, you may download PocketGuard, Acorns, or Mint. PocketGuard is a tool for learning how much cash is left after you pay down your bills. The Acorns app specializes in optimizing savings, and Mint concentrates on tracking your costs.

    #2 Lower Monthly ExpensesThe next step in your financial diet is to trim your monthly costs. Do you have a mortgage? It may make sense to refinance it. Do you have personal loans to pay off? Why don’t you consider debt consolidation to lower the interest? Speaking of phone plans and insurance, you can also take some time to shop around for a better and cheaper deal.

    #3 Attack Your DebtFinancial experts always talk about debt management. This is an essential step for consumers who want to become financially independent. You need to implement a strategy on how to get rid of existing debt. Similar to people who accumulate calories, you may accumulate high interest debt. You need to tackle debt and avoid high interest loans and unpaid credit card balances.

    #4 Set Realistic Spending GoalsIt’s significant that you are realistic about your spending goals. Whether you are willing to lose weight or start saving more, your aims should be realistic in the first place. You won’t be able to lose many pounds for a week and you won’t be able to save hundreds of dollars in a week as well.

    Create a list of your long-term targets whether they involve paying down for your auto or saving for a down payment on your house. After that, break the big goals into smaller achievable milestones to fit your monthly budget.

    [*subheading*]The Bottom Line[*endsubheading*]

    If you are looking for ways to lower your bills and boost your bank account, you should start a financial diet. Our helpful tips will assist you in this process so that you finally take control of your personal finances. It may take some time and effort but it’s really worth it. You should be organized and consistent with your financial diet similar to people who are on a regular diet and want to lose weight. Stick to these rules, change your mindset, and re-evaluate your spending habits to accomplish your financial goals.

_Brand: BUILD (£125.00) £125.00
_Choose Your Industry: My website is not in any of the sectors listed below (standard)
_Select Publication Date: 2022-09-27
_Number of images/videos: 1 (£0.00)
_Media 1: Image or video?: Image (£0.00)
_Media 1: Upload image: unnamed (2).jpg
_Total number of words: 500-750 (£0.00)
_Do-Follow links: 1
_Article title: What Is a Financial Diet and How to Stick to It
_Article text: Are you looking for ways to lower your monthly bills and boost your bank account? You need to assess where you can trim your costs to take control of your finances again. Neither cutting back on calories is easy nor improving your spending habits and defining the areas you should work on. In order to stick to a financial diet, you need to re-evaluate your spending habits, change your budget, and even alter your mindset. Try the following strategies if you want to go on a financial diet. [*subheading*]What Is a Healthy Financial Diet?[*endsubheading*] Some people say they want to go on a financial diet. What does it mean? You can compare a financial diet with a regular diet. When you want to lose weight you cut calories. Similarly, if you want to save more money, you cut down on spending. This is the best approach for consumers who want to reach their long-term financial goals. When you urgently need to fulfill a cash need for a couple of weeks, you turn to [*link https://northnloans.ca/winnipeg-loans-online/ *]Winnipeg loans[*endlink*] and obtain additional funds. However, you need to have a financial plan if you want to be confident with your finances and achieve your goals. Sudden money-saving ideas may only have short-term outcomes. Ongoing and effective changes can be seen only if you change your mindset and work on your spending habits. Like dieting, you should create a plan for your spending and saving to have great results. [*subheading*]Strategies to Help You Stick to a Financial Diet[*endsubheading*] #1 Track Your ExpensesIf you want to lower your monthly spending, you need to have a budget. This is an important step for consumers who want to maximize their savings and achieve their financial goals faster. Many people know about the importance of having a budget. Yet, few of them actually write down one. You can utilize a written version or have an online spreadsheet. There are different budgeting apps available on the internet. Choose the one that works best for you. For instance, you may download PocketGuard, Acorns, or Mint. PocketGuard is a tool for learning how much cash is left after you pay down your bills. The Acorns app specializes in optimizing savings, and Mint concentrates on tracking your costs. #2 Lower Monthly ExpensesThe next step in your financial diet is to trim your monthly costs. Do you have a mortgage? It may make sense to refinance it. Do you have personal loans to pay off? Why don’t you consider debt consolidation to lower the interest? Speaking of phone plans and insurance, you can also take some time to shop around for a better and cheaper deal. #3 Attack Your DebtFinancial experts always talk about debt management. This is an essential step for consumers who want to become financially independent. You need to implement a strategy on how to get rid of existing debt. Similar to people who accumulate calories, you may accumulate high interest debt. You need to tackle debt and avoid high interest loans and unpaid credit card balances. #4 Set Realistic Spending GoalsIt’s significant that you are realistic about your spending goals. Whether you are willing to lose weight or start saving more, your aims should be realistic in the first place. You won’t be able to lose many pounds for a week and you won’t be able to save hundreds of dollars in a week as well. Create a list of your long-term targets whether they involve paying down for your auto or saving for a down payment on your house. After that, break the big goals into smaller achievable milestones to fit your monthly budget. [*subheading*]The Bottom Line[*endsubheading*] If you are looking for ways to lower your bills and boost your bank account, you should start a financial diet. Our helpful tips will assist you in this process so that you finally take control of your personal finances. It may take some time and effort but it’s really worth it. You should be organized and consistent with your financial diet similar to people who are on a regular diet and want to lose weight. Stick to these rules, change your mindset, and re-evaluate your spending habits to accomplish your financial goals.
product_extras: Array
£125.00£125.00
1AI Guest Post
  • Brand: SME News (£125.00) £125.00
  • Choose Your Industry: My website is not in any of the sectors listed below (standard)
  • Select Publication Date: 2022-09-27
  • Number of images/videos: 1 (£0.00)
  • Media 1: Image or video?: Image (£0.00)
  • Media 1: Upload image:
    unnamed (3).jpg
  • Total number of words: 500-750 (£0.00)
  • Article title: The Parent’s Guide: How to Write Wills and Estate Planning
  • Article text: Becoming a parent is a major life change. It will inevitably influence everything from your social life to your personal finances. Making a will and estate planning are among the most essential tasks that should be conducted by new parents. It can be overwhelming to think about estate planning or writing a will, especially as a new parent.

    There are two main pieces to your estate plan in Canada – wills, and power of attorney. Writing a will might not be fun, but it’s a significant thing to do when you become a parent. In this article, we are going to talk about estate planning and how to write a will when you have children.

    [*subheading*]Why Do Parents Need a Will?[*endsubheading*]

    It’s significant for every Canadian citizen to have a will. Parents with children definitely need it even more. A will not just allows people to create a plan to secure the financial future of their children but also protects their assets and personal finances. While personal [*link https://northnloans.ca/manitoba-payday-loans/ *]loans Manitoba[*endlink*] may help you finance big-ticket purchases, a will may help to protect these purchases and valuable assets that you own. There are several reasons why parents need a will:

    [*bold*]To name the preferred guardian of minor children. [*endbold*]Appointing a guardian means this person would take care of your minor kids in the event that you and the other parent passed away. What will happen if you don’t have a will? In this case, the Canadian court will appoint the person, but it might not be the person you know or want to choose.

    [*bold*]To identify how you want your assets distributed. [*endbold*]Your assets mean your auto, your house, your clothing, or jewelry. The court will define how your estate will be handled unless you have a will. Your valuable assets and property will be distributed in probate court. The result might differ from your own point of view. State courts will appoint a person to hold and disperse funds on behalf of your minor children until they reach 18. Only then your children will be considered adults.

    [*bold*]Add your children as beneficiaries. [*endbold*]Family law in Canada stipulates that parents are obliged to provide for any dependent kids in their will. A parent needs to create and update a will that accounts for leaving assets to their kids. It’s widespread for one parent to default to leaving the assets to the other spouse.



    In the event both parents pass away, the assets will be left to their children. A parent has the right to leave valuable assets directly to their kids. However, keep in mind that the assets will be held in trust in this case until the age you stipulate in the will or the age of majority in the Canadian province where you live.

    [*bold*]To establish and carry out a trust. [*endbold*]Sometimes, parents may decide to establish a trust. Is it beneficial? Yes, this option lets parents control when and how their assets will be given to their children. If a parent doesn’t want their children to have unconstrained access to their inheritance, he or she may establish a trust. This way the funds will be held and controlled by another person until the age you want to children to get them.[*subheading*]Protect Your Income[*endsubheading*]

    A will and POAs may dictate your wishes, but they won’t take care of your children and relatives should you pass away or become incapacitated. Hence, you also need insurance. Depending on the person’s life stage, life insurance may play various roles. Safety and security may be the priority for a young family with a mortgage. A life estate can be utilized as an estate planning tool for middle-aged people.

    It can be viewed as a chance to leave a legacy and pay taxes so your heirs don’t have to do that. Term life insurance is the most cost-effective option for young families especially if their finances are tight. This policy pays out a large sum in case a person passes away during the term, typically 10 to 20 years.

    [*subheading*]The Bottom Line[*endsubheading*]

    Becoming a parent will impact all aspects of your life from personal finances to social life. Estate planning and making a will should be your priorities, especially as a new parent. It’s essential to write a will once you have children who depend on you. Follow these tips to write a will and avoid mistakes so that you protect your family.

_Brand: SME News (£125.00) £125.00
_Choose Your Industry: My website is not in any of the sectors listed below (standard)
_Select Publication Date: 2022-09-27
_Number of images/videos: 1 (£0.00)
_Media 1: Image or video?: Image (£0.00)
_Media 1: Upload image: unnamed (3).jpg
_Total number of words: 500-750 (£0.00)
_Do-Follow links: 1
_Article title: The Parent’s Guide: How to Write Wills and Estate Planning
_Article text: Becoming a parent is a major life change. It will inevitably influence everything from your social life to your personal finances. Making a will and estate planning are among the most essential tasks that should be conducted by new parents. It can be overwhelming to think about estate planning or writing a will, especially as a new parent. There are two main pieces to your estate plan in Canada – wills, and power of attorney. Writing a will might not be fun, but it’s a significant thing to do when you become a parent. In this article, we are going to talk about estate planning and how to write a will when you have children. [*subheading*]Why Do Parents Need a Will?[*endsubheading*] It’s significant for every Canadian citizen to have a will. Parents with children definitely need it even more. A will not just allows people to create a plan to secure the financial future of their children but also protects their assets and personal finances. While personal [*link https://northnloans.ca/manitoba-payday-loans/ *]loans Manitoba[*endlink*] may help you finance big-ticket purchases, a will may help to protect these purchases and valuable assets that you own. There are several reasons why parents need a will: [*bold*]To name the preferred guardian of minor children. [*endbold*]Appointing a guardian means this person would take care of your minor kids in the event that you and the other parent passed away. What will happen if you don’t have a will? In this case, the Canadian court will appoint the person, but it might not be the person you know or want to choose. [*bold*]To identify how you want your assets distributed. [*endbold*]Your assets mean your auto, your house, your clothing, or jewelry. The court will define how your estate will be handled unless you have a will. Your valuable assets and property will be distributed in probate court. The result might differ from your own point of view. State courts will appoint a person to hold and disperse funds on behalf of your minor children until they reach 18. Only then your children will be considered adults. [*bold*]Add your children as beneficiaries. [*endbold*]Family law in Canada stipulates that parents are obliged to provide for any dependent kids in their will. A parent needs to create and update a will that accounts for leaving assets to their kids. It’s widespread for one parent to default to leaving the assets to the other spouse. In the event both parents pass away, the assets will be left to their children. A parent has the right to leave valuable assets directly to their kids. However, keep in mind that the assets will be held in trust in this case until the age you stipulate in the will or the age of majority in the Canadian province where you live. [*bold*]To establish and carry out a trust. [*endbold*]Sometimes, parents may decide to establish a trust. Is it beneficial? Yes, this option lets parents control when and how their assets will be given to their children. If a parent doesn’t want their children to have unconstrained access to their inheritance, he or she may establish a trust. This way the funds will be held and controlled by another person until the age you want to children to get them.[*subheading*]Protect Your Income[*endsubheading*] A will and POAs may dictate your wishes, but they won’t take care of your children and relatives should you pass away or become incapacitated. Hence, you also need insurance. Depending on the person’s life stage, life insurance may play various roles. Safety and security may be the priority for a young family with a mortgage. A life estate can be utilized as an estate planning tool for middle-aged people. It can be viewed as a chance to leave a legacy and pay taxes so your heirs don’t have to do that. Term life insurance is the most cost-effective option for young families especially if their finances are tight. This policy pays out a large sum in case a person passes away during the term, typically 10 to 20 years. [*subheading*]The Bottom Line[*endsubheading*] Becoming a parent will impact all aspects of your life from personal finances to social life. Estate planning and making a will should be your priorities, especially as a new parent. It’s essential to write a will once you have children who depend on you. Follow these tips to write a will and avoid mistakes so that you protect your family.
product_extras: Array
£125.00£125.00
Subtotal:£375.00
Discount:-£123.75
Payment method:Pay via Invoice
Total:£251.25